Exact Online

Dutch/Belgian cloud accounting popular with SMEs. Strong local tax/Peppol ecosystem; SaaS lock-in.

Proprietary · https://www.exact.com · EU legal entity

Finance

Exact Online

Hosting: EU-hosted SaaS Reviewed

EU vendor cloud accounting; exports exist but switching cost is real.

  • Fair 3.3
  • Easy 4.3
  • Secure 3.0
FES Scores 9
Pillar Criterion Score Evidence
Easy Day-one UX Can non-technical staff use it without a project? 4 Typical onboarding for this product category. Source
Easy Operate Admin burden, updates, backups and language coverage. 5 Vendor operates the hosted service. Source
Easy Integrate SSO, mail/CalDAV, APIs and common NGO connectors. 4 Integrations vary; check current APIs and connectors. Source
Fair Lock-in / exit Can you leave with your data in open formats, at known cost? 3 Rule baseline (rubric_v1): EU SaaS usually allows export, but remapping integrations still costs effort. Source
Fair Sovereignty EU legal entity, EU hosting, and exposure to extra-EU lawful access? 5 Rule baseline (rubric_v1): EU legal entity + EU-hosted SaaS offering. Source
Fair Openness Open source or open standards? Are independent implementations possible? 2 Rule baseline (rubric_v1): proprietary / non-OSI license — openness capped unless open standards dominate. Source
Secure IT security Authentication, encryption, patch cadence and independent audit. 3 Exact Online provides a Data Processing Agreement (DPA) outlining security measures and compliance with GDPR. Source
Secure User security 2FA, roles, phishing resistance and safe defaults. 3 Account roles and MFA availability vary by plan. Source
Secure Personal data GDPR fit: DPA, residency, sub-processors and Schrems II posture. 3 Exact Online's privacy policy details how personal data is processed, stored, and protected under GDPR. Source

Indicative scores from public information — how we score.

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